1. Acceptance of Terms
These Terms of Service form a binding agreement between you and CapitalBridge Publishing. By viewing, accessing, or using any part of the website located at capitalbridge.co.uk, including associated tools such as the investment calculator, downloads, and email newsletters, you acknowledge that you have read, understood, and agree to be bound by these terms and all policies referenced in them. If you do not agree, you must not use the site. You affirm that you are at least 18 years old and have the legal capacity to enter into this agreement. If you are accessing the site on behalf of an organisation, you represent that you have authority to bind that organisation to these terms.
We may update these terms from time to time as our services evolve, to reflect regulatory requirements, or for security and operational reasons. Material changes will be highlighted on this page. Your continued use of the site after changes take effect constitutes acceptance of the updated terms.
2. Service Description
CapitalBridge is an educational publishing service. We provide articles, structured guides, case studies, research notes, and simple tools that help readers understand investment concepts, market drivers, and portfolio construction principles. We may offer a free email briefing that includes summaries of recent content and links to relevant resources. Our content is general and does not consider your personal circumstances, objectives, or financial situation. We are not a broker, custodian, financial adviser, or asset manager, and we do not accept client funds or execute trades.
Access to most content is free. From time to time we may offer optional paid resources or events. Any fees, inclusions, and cancellation terms will be clearly shown at the point of purchase and will form part of the contract for that specific product in addition to these terms. We may modify, suspend, or discontinue any feature with reasonable notice where practical.
3. User Obligations
You agree to use the site lawfully and responsibly. You will not breach applicable laws or regulations, infringe the rights of others, or interfere with the security or performance of the site. When submitting forms, you agree to provide accurate information and to keep your contact details up to date if you choose to subscribe. You will not impersonate any person or entity or misrepresent your affiliation with CapitalBridge.
You must not scrape, harvest, or index site content without our prior written permission. You must not reverse engineer, decompile, or attempt to derive the source code of any part of the site except to the extent such restrictions are prohibited by law. You will not upload or transmit viruses, malware, or any harmful code. If we introduce user accounts, you agree to maintain the confidentiality of your login credentials and to limit usage to one account per individual. You are responsible for all activities under your account if accounts are provided.
4. Intellectual Property
All content on the site, including articles, text, graphics, logos, icons, images, videos, code, and design elements, is owned by or licensed to CapitalBridge Publishing and is protected by applicable copyright, database, and trademark laws. CapitalBridge and related marks are distinctive brand identifiers of CapitalBridge Publishing. Except as expressly permitted, you may not copy, reproduce, republish, modify, adapt, translate, create derivative works, distribute, or publicly display any content without our prior written consent.
We grant you a limited, revocable, non-exclusive, non-transferable licence to access and use the site for personal, non-commercial purposes. This licence does not include any resale or commercial use of the content or the right to collect and use any product listings, descriptions, or prices. Any unauthorised use terminates the permissions granted by us.
5. Prohibited Activities
Without limiting the generality of the foregoing, you agree not to: engage in spamming or unsolicited communications; use automated means to access or interact with the site except for public search engine indexing that obeys our robots rules; probe, scan, or test the vulnerability of systems or networks; bypass or circumvent security features; distribute unlawful, defamatory, obscene, or otherwise objectionable material; infringe or misappropriate third-party intellectual property or privacy rights; collect personal information about users without lawful basis and consent; falsely imply an endorsement or partnership; or use the site for any fraudulent, deceptive, or harmful activity.
6. Disclaimer of Warranties
The site and all content are provided on an as is and as available basis. To the fullest extent permitted by law, CapitalBridge Publishing disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, satisfactory quality, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, timely, secure, or error-free, that defects will be corrected, or that the site or the servers that make it available are free of viruses or other harmful components. We do not warrant the accuracy, completeness, or usefulness of any content. Markets are uncertain, and past performance does not guarantee future results.
7. Limitation of Liability
To the maximum extent permitted by applicable law, CapitalBridge Publishing, its directors, employees, and contributors shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including loss of profits, revenue, data, goodwill, or business interruption, arising out of or in connection with your use of or inability to use the site, even if advised of the possibility of such damages. Our total aggregate liability for any and all claims arising from or relating to these terms or the site shall not exceed the amount paid by you to us for access to paid services in the twelve months preceding the event giving rise to the claim or €100, whichever is lower. Nothing in these terms limits liability that cannot be excluded by law, including for fraud or death or personal injury caused by negligence.
8. Indemnification
You agree to indemnify, defend, and hold harmless CapitalBridge Publishing and its officers, employees, contractors, and agents from and against any and all claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your breach of these terms, your misuse of the site or content, your violation of any law or the rights of a third party, or any content you submit or transmit through the site.
9. Third-Party Links and Services
The site may reference or link to third-party websites, data sources, APIs, or services. These resources are provided for convenience and informational purposes. We do not control and are not responsible for the content, policies, or practices of third parties. Accessing third-party sites is at your own risk, and you should review the applicable terms and privacy policies of those providers. Any mention of a third-party product, service, or company does not imply endorsement or recommendation.
10. Privacy
Your use of the site is also governed by our Privacy Policy, which explains what data we collect, how we use it, and your rights. The Privacy Policy is incorporated into these terms by reference. You can read it at /privacy/. Where we rely on your consent for communications, you can withdraw that consent at any time using unsubscribe links provided in our messages or by contacting us.
11. Governing Law and Jurisdiction
These terms and any dispute or claim arising out of or in connection with them or their subject matter or formation shall be governed by and construed in accordance with the laws of England and Wales. The courts of London shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these terms, including non-contractual disputes or claims. If you are a consumer residing in the UK or EEA, you may be entitled to certain mandatory consumer protections which apply in addition to these terms.
12. Dispute Resolution
Before commencing legal proceedings, both parties agree to attempt to resolve any dispute informally. You should contact us with a written description of the issue and any relevant documentation. We will acknowledge receipt and will work with you in good faith for 30 days to try to reach a resolution. If the dispute is not resolved within 30 days, either party may pursue remedies in the courts identified in the Governing Law and Jurisdiction clause. Nothing prevents either party from seeking interim injunctive relief where necessary to prevent irreparable harm.
13. Termination and Suspension
We may suspend or terminate your access to the site, newsletters, or any feature at our reasonable discretion, with or without notice, if we believe you have breached these terms, created risk or possible legal exposure for us or other users, or engaged in fraudulent or unlawful activity. You may stop using the site at any time. Upon termination, the following sections will survive: Intellectual Property, Disclaimer of Warranties, Limitation of Liability, Indemnification, Governing Law and Jurisdiction, Dispute Resolution, and any other provisions that by their nature should survive termination.
14. Modifications to the Terms
We may revise these terms from time to time. Unless a shorter period is required by law or for security reasons, changes will become effective 14 days after posting the updated terms at this URL. If we make material changes that affect your rights or obligations, we will provide additional notice such as a banner on the site or an email to subscribers. Your continued use of the site after the effective date of any changes constitutes acceptance of the updated terms. If you do not agree to the changes, you should stop using the site before they take effect.
15. Contact and Legal Notices
Legal entity: CapitalBridge Publishing. Registered contact address: 12 Baker Street, London, W1U 3BH, United Kingdom. Telephone: +44 20 3936 1920. General enquiries: [email protected]. Legal notices: [email protected]. For privacy matters including data subject rights, please refer to our Privacy Policy or contact [email protected].
If you have questions about these terms, or if you believe your intellectual property has been used on the site in a way that constitutes infringement, please include sufficient detail for us to identify the material and your rights in it so we can investigate promptly.
16. Entire Agreement and Severability
These terms, together with any policies referenced here, constitute the entire agreement between you and CapitalBridge Publishing regarding your use of the site and supersede any prior or contemporaneous understandings on that subject. If any provision of these terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable, and the remaining provisions will continue in full force and effect.
Last Updated: January 15, 2026